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INDIVIDUALS

Consumer loans for individuals

BUSINESS

Loans for business development

FARMERS

Agricultural loans for farmers

To Our Customer

"Credit Concept" UCO CJSC’s team welcomes you; we offer an individual approach for each visitor.


"Credit Concept" is universal microfinance credit organization, founded in the summer of 2020. It has a social orientation and a purpose to gain a stable position in the financial market of Republic of Armenia.

The company’s mission is

to contribute to qualitative changes in an individual’s life by offering conceptual financial solutions.

The company’s vision is

to be a recognized and trusted institution in the financial market of the Republic of Armenia, which has social responsibilities and supports corporate values.

Why choose Credit Concept?

Aiming to say “a new word” in the financial market, the company has developed and set up a new, conceptual service approach, which allows it to fulfill the needs of its customers in a new way.

Customer Care

“If we don't take care of our customers, someone else will.” Edgar Mitchel

Transparency

A lack of transparency results in distrust and a deep sense of insecurity.” Dalai Lama

Honesty

“Honesty is the first chapter in the book of wisdom.” Thomas Jefferson

Innovations

"Innovation is not the result of chance, it’s the result of action. It’s NOT a thing to wait for, it’s a thing to do!" Phil McKinney

Our Services

Our services derive from our core values and aim to make the individual’s life more comfortable, and business – constantly evolving.

Consumer loan
Consumer loans are provided to improve living conditions as well as for other kind of consumer needs
Commercial loans
Commercial loans are provided to individual entrepreneurs or legal entities doing business in the territory of the RA
Agricultural loans
Agricultural loans are provided as for long-term investment, so for the implementation of ongoing projects
Subsidized agricultural loans
Subsidized agricultural loans are provided within the framework of the Program on “Subsidizing the interest rates on loans provided to the agricultural sector” of the RA

Last update was on 2021-07-15 12:18

Dear visitor, “Credit Concept” UCO CJSC is not responsible for the content accuracy and credibility of other sites referenced on its website, as well as for the advertisements posted there. The Company is also not responsible for the possible consequences arisen from the use of the information posted on other sites referenced on its website.

In case of any discrepancies between the Armenian and English languages of the information published on this website, it is necessary to be guided by Armenian version.

“Credit Concept” UCO CJSC is regulated by the Central Bank of Armenia.