Board
The Board of “Credit Concept” UCO CJSC implements general management of Company’s activities, except for matters pertaining to the exclusive authority of the General Shareholder’s Meeting under the Republic of Armenia Law on “Joint-stock companies” and the Charter of the Company.
Chairman of the Board
Manvel John Vartanian
Born on March 8, 1973
In 1996 he obtained a business degree from George Mason University with a concentration in Accounting.
From 1995 to 2010 he worked for multinational companies, including PricewaterhouseCoopers LLP, IBM Business Consulting Services, Bankworld Incorporated and Emerging Markets Group (formerly part of Deloitte) in increasing roles from Auditor and Consultant to Senior Project Manager and Director.
Also served on the Board of Directors of Ararat Bank OJSC from 2008 to 2010, and on the Board of Directors of Moscow City Bank from 2010 to 2020.
Mr. Vartanian has been the Chairman of the Board of “Credit Concept” UCO CJSC since 2022.
Board member
Armen Ayunts
Born on May 20, 1971
Graduated from the Yerevan State Institute of National Economy in 1993 with a degree in economics. In 1995 graduated from the American University of Armenia with a Master’s degree in Political Science and International Affairs. For more than twenty years Mr. Ayunts has been working as a program manager in international organizations operating in Armenia. Currently he is the director of financial and administrative operations of “Pernod Ricard Armenia” CJSC.
Mr. Ayunts has served as the Chairman of the Board of “Credit Concept” UCO CJSC for 2020-22. Starting from 2022 he has been assigned a Board Member of “Credit Concept” UCO CJSC.
Board member
Mary Nikoghosyan
Born on January 1, 1976
Graduated from Yerevan State University with a degree in sociology in 1997. Graduated from the American University of Armenia in 2000 with a Master’s degree in Political Science and International Affairs. Mrs. Nikoghosyan has worked in non-governmental organizations of the Republic of Armenia for more than twenty years as a program manager. She has been the director of “VISTAA Expertise Center” NGO since 1998.
Ms. Nikoghosyan has been serving as Board Member of “Credit Concept” UCO CJSC since 2020.
Board member
Edgar Galstyan
Born on December 10, 1974
Graduated from Yerevan State University in 1997 with a degree in economics. Mr. Galstyan has been working in the financial system of the Republic of Armenia for more than twenty years. Since 2009 Edgar has been serving as Executive Director of “Aniv” UCO LLC.
Mr. Galstyan has been a Board Member of “Credit Concept” UCO CJSC since 2020.
Board member
Jonathan Stark
Born on February 25, 1958.
Starting his career in Great Britain 1976, now he is a senior manager with international financial management and leadership experience, principally in insurance, including extensive experience in Armenia and Georgia and the Former Soviet countries. Since 2011, he is the director of Resolution Insurance (Georgia) company, since 2010 he is the Honorary Consul for Ireland in Armenia.
Mr. Stark has been serving as the Board Member of “Credit Concept” UCO CJSC starting from 2023.
Board member
Karen Hovhannisyan
Born on August 25, 1975.
Graduated from the Faculty of Finance and Accounting of the Armenian State University of Economics (Yerevan) with the qualification of an economist (in 1997). Starting his career in 1995, now he is a senior manager with financial management and leadership experience in international and local business initiatives. Since 2022, he is the Finance and Operations Manager of the International Business Initiatives Corp (USAID Contractor -Yerevan, Armenia).
Mr. Hovhannisyan has been serving as the Board Member of “Credit Concept” UCO CJSC starting from July 2024.
Board member
Kevork Kahanian
Born on October 27, 1963.
Graduated from the Faculty of Engineering of the University of Varna (Bulgaria) with the qualification of an engineer (in 1988). Graduated from the Business School of the University of Oxford (Great Britain) with the qualification of Business Manager (in 2000). Since 2016, he is the executive director – partner of IntelCap GmbH (Switzerland).
Mr. Kahanian has been serving as the Board Member of “Credit Concept” UCO CJSC starting from July 2024.